ScholarWorks@경상국립대학교

초록

In Korea, older people have a high proportion of home-ownership but insufficient retirement income, and the proportion of single-person or couple households is very high. Housing downsizing is a way to secure retirement income and solve the problem of over-consumption of housing. Accordingly, this study analyzed the factors affecting middle-aged and older adults's intention to downsize their homes. Our analysis showed that middle-aged and elderly people consider downsizing to secure funds for retirement, alleviate the burden of maintaining and managing their homes due to emotional and physical decline, and for inheritance purposes. To promote housing downsizing in the future, it is necessary to expand and diversify the contribution limits for pension accounts from downsizing proceeds and to provide various policy supports to reduce downsizing transaction costs.

키워드